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Stitches and Stones KC is now offering a layaway plan. When checking out select the black "" payment button to proceed to our layaway payment plan. (See an example of the button below.) Payment Button


The initial down payment must be a minimum of 20% of your total. This is figured for your automatically at checkout. You can pay more than this amount if you choose.


You will also be charged a 5% processing fee for the convenience of layaway. This covers the fees that are charged by my layaway payment processor.


All orders must be paid in full within 90 days from the date you place your order. You can choose whatever timetable works best for you. It is set up so that you can manually make your payments on the days and in the amounts that are most convenient for you as long as it is paid within 90 days of when your order is placed.


Log in to to make your follow-up payments:


Your order will be shipped after your final payment has been processed.


Default: Any orders that are not paid in full within the 90 days will go into default. You have a 7-day grace period to pay off your remaining balance. If your balance is not paid in full within your 7-day grace period then your contract will be canceled and items will be returned to stock.


Canceled Orders: Should you decide to cancel your order or your order goes into default (past the 90 days), any payments that you have made will become a store credit, not refunded. Your store credit will be minus a 20% restocking fee and a 5% processing fee.



By choosing the layaway option you agree to these terms.



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